Privacy Policy

Effective Date: April 1, 2016

THE FOLLOWING DESCRIBES THE INFORMATION THAT BANKERADVICE COLLECTS AND HOW IT USES SUCH INFORMATION. PLEASE READ THIS PRIVACY POLICY CAREFULLY BEFORE USING THIS WEBSITE. BY USING THE SERVICES OR SUBMITTING PERSONAL INFORMATION THROUGH THE SERVICES, YOU EXPRESSLY CONSENT TO THE PROCESSING AND USE OF YOUR PERSONAL INFORMATION ACCORDING TO THIS PRIVACY POLICY.

Privacy Statement

BancerAdvice, LLC (“BankerAdvice”) Is committed to safeguarding Your privacy online. This privacy policy applies to Your information that BankerAdvice collects and receives. By using this website, Bankeradvice.com (“Website”), You agree to the terms of this Privacy Policy. Please read the following policy to understand how Your Personal Information will be treated as You use BankerAdvice’s Services. The following discloses our information gathering and dissemination practices. All capitalized terms not defined in this Privacy Policy have the same meaning as defined in BankerAdvice’s Terms of Use.

Personal Information Defined

For this Privacy Policy, “Personal Information” means information that is personally identifiable such as names, addresses, e-mail addresses, or phone numbers, as well as other non-public information that is associated with a User. BankerAdvice collects and uses Personal Information as described in this Privacy Policy from the Users of our Services.

Cookies

BankerAdvice may place “cookies” on Your personal computer. “Cookies” are small identifiers sent from a web server and stored on Your computer’s hard drive, similar to a license plate, that help BankerAdvice to recognize You if You visit the Website again. BankerAdvice use cookies to record session information, such as record user-specific information on what pages You access or visit, record past activity in order to provide better service when You return to the Website, ensure that You are not repeatedly sent the same banner ads, to customize Website content based on Your browser type, and to track how You found the Website. Cookies are not designed to be used to get data from Your hard drive, Your e-mail or any other personal data about You. To protect Your privacy, BankerAdvice does not use cookies to store or transmit any Personal Information about You on the Internet. You can reject cookies by changing Your browser settings. Please note, however, that if You reject our cookies, it is possible that some web pages may not properly load, Your access to certain information might be denied or You might have to enter information about Yourself more than once.

Personal Information BankerAdvice Collects

BankerAdvice collects the following Personal Information that You submit voluntarily. Creating an Account requires You to provide BankerAdvice with Your name, e-mail address, products used, projects, and password of Your choice. After registering You may provide BankerAdvice with additional information about You as You use the Services such as:

  • physical addresses
  • telephone numbers
  • information regarding Your business (e.g., business name, revenue thresholds, etc.)
  • information regarding Your business needs and software requirements
  • other personally identifiable information You affirmatively provide to us

When You contribute posts and reviews, participate in BankerAdvice surveys (either directly, or through third party service providers), or provide any other Content to the Services through other means, BankerAdvice will collect all the information You provide. If You exchange messages with others through the Website, BankerAdvice may store these messages in order to deliver them and allow You to manage them. In connection with reviews, posts, and surveys, BankerAdvice (and/or its third party service providers) may collect a wide variety of product- and vendor-related information on an optional basis. Please be aware that while some pieces of information that You provide to BankerAdvice would not be sufficient to identify You when seen by another User without any context, the combination of different pieces of information that You have provided for viewing by other Users, or any contextual information, may allow other Users to identify You.

When You contact BankerAdvice by sending BankerAdvice an e-mail or when You use any of our contact forms, BankerAdvice will collect any information that is contained in (and/or attached to) Your e-mail, text message, or that You enter into such forms.

Browsing the Website

If You browse through the Website without entering any Personal Information, BankerAdvice will automatically gather and store certain information about Your visit. This information does not identify You personally and cannot be linked back to You unless You decide at some point to identify Yourself. If You are only browsing, BankerAdvice may collect the following information (whenever possible): IP address, domain name, the type of browser and operating system used to access the Website, the date and time You access the Website, the pages You visit (click-through), and if You linked to the Website from another website, the address of that website as well as additional information related to Your visit. BankerAdvice uses Your IP address to help diagnose problems with our server, and to administer the Website.

Minors

BankerAdvice does not knowingly collect personally identifiable information by anyone under the age of 18. Do not sign up for an Account if You are under the age of 18 and do not provide BankerAdvice with any information regarding any individual under the age of 18.

Use of Personal Information

Personal Information You submit to BankerAdvice, or to third parties that support us in collecting information, is used by us to provide You and other Users with the Services, to respond to requests that You make, to improve our Services, and to operate, maintain, and improve the features, functionality, performance, and support of the Services.

BankerAdvice uses the Personal Information that it gathers about You for the following purposes:

  • To provide our Services to You, to communicate with You about Your use of the Services, to respond to Your inquiries, to fulfill Your orders, and for other customer service purposes, which may include communicating with You via email
  • To tailor the content and information that BankerAdvice may send or display to You, personalized help and instructions, and to otherwise personalize Your experiences while using the Website or the Services
  • For customer loyalty programs
  • To share with website affiliates, and/or vendors of products you have expressed interest in as a means of establishing communication between both you and such vendors or affiliates.
  • For marketing and promotional purposes. For example, BankerAdvice may use Your information, such as Your email address, to send You news and newsletters, special offers, and promotions, or to otherwise contact You about products or information BankerAdvice thinks may interest You. BankerAdvice also may use the information that BankerAdvice learns about You to assist us in advertising our Services on third party websites.
  • To better understand how users access and use the Website and Services, both on an aggregated and individualized basis, to improve the Website and Services and respond to user desires and preferences, and for other research and analytical purposes

Public Postings

One of the purposes of the Services is for Users to share product- and vendor-related information with other Users. Therefore, You should assume that any information (including any Personal Information You may choose to provide, but excluding Your registration information) that You post will be made available to other Users of the Services. BankerAdvice may provide You the ability to anonymously post certain comments, in which case BankerAdvice will not include Your contact information (i.e., name, username, email address, or postal address) on the Website in connection with such comments. However, You should know that BankerAdvice’s internal records may associate Your contact information with such comments.

Feedback

If You provide feedback about the Services, BankerAdvice may use and disclose such feedback for any purpose, provided BankerAdvice does not associate such feedback with Your Personal Information. BankerAdvice will collect any information contained in such feedback and will treat the Personal Information in it in accordance with this Privacy Policy.

Disclosure of Personal Information

Except as otherwise stated in this Privacy Policy, BankerAdvice does not disclose to or share Your Personal Information with third parties, unless You ask or authorize BankerAdvice to do so. BankerAdvice may provide Your Personal Information to third party service providers and suppliers who work on behalf of or with BankerAdvice to provide You with some of the services and features of the Services and to help us communicate with Users. However, these service providers and suppliers do not have any independent right to use this information except to help BankerAdvice provide the Services. BankerAdvice may share some or all of Your Personal Information with any parent company, subsidiaries, joint ventures, or other companies under a common control (collectively, “Affiliates”), in which case BankerAdvice will require Affiliates to honor this Privacy Policy.

Mergers

In the event BankerAdvice goes through a business transition such as a merger, acquisition by another company, or sale of all or a portion of its assets, Your Personal Information will likely be among the assets transferred. You acknowledge that such transfers may occur, and that any acquirer of BankerAdvice or its assets may continue to use Your Personal Information as set forth in this Privacy Policy.

Legal Obligation to Disclose

BankerAdvice may (and You authorize us to) disclose information BankerAdvice has collected from and about You (including Personal Information) if BankerAdvice believes in good faith that such disclosure is necessary to (a) comply with relevant laws or to respond to subpoenas or warrants served on us; (b) to enforce our BankerAdvice Terms of Use and Privacy Policy; or (c) to protect and defend the rights or property of us, the users of our Services, or third parties.

Changing Personal Information

You may change Your Personal Information (i.e., email address) by logging into Your Account and editing Your Account information. You may also request that Your Account be terminated and that Your Personal Information be deleted by sending an email to BankerAdvice.com. Any termination of Your account may involve deletion of Your Account information from BankerAdvice’s live databases and all the information and data stored for such Account in the Services. BankerAdvice will not have any liability whatsoever to You for any termination of Your account or related deletion of You information.

Information Sharing

On occasion BankerAdvice will make available to potential advertisers, research firms, and business partners aggregated results from research it has conducted with visitors to the Website. BankerAdvice may count, track, and aggregate visitor activity into our analysis of general traffic flows to the Website and may merge this information into group data, which may then be shared on an aggregated basis with potential advertisers, research firms, and business partners. In such case, BankerAdvice will only provide demographic information on an aggregated basis and does not disclose individual reader information.

Links to Other Web Sites

The Website may contain links to Third Party Sites that are not owned or controlled by BankerAdvice. The provision of such links is for Your convenience and does not signify BankerAdvice’s endorsement of such web sites or location or its contents. BankerAdvice has no control over, does not review and is not responsible for the privacy policies of or content displayed on Third Party Sites. Please be aware that the terms of this Privacy Policy do not apply to Third Party Sites.

DISCLOSURE: BankerAdvice may have affiliate marketing agreements set up with a portion of the products mentioned in blog posts or other pages on the site. If a user clicks through to a product from BankerAdvice.com and makes a purchase, BankerAdvice may be entitled to a portion of the revenue generated from this purchase.

Notification of Privacy Statement Changes

From time to time, BankerAdvice may use Personal Information for new, unanticipated uses not previously disclosed in this Privacy Policy. If BankerAdvice’s information practices change at some time in the future BankerAdvice will post the policy changes to this Website to notify You of these changes and provide You with the ability to opt out of these new uses. If You are concerned about how Your information is used, You should check back at this Website periodically.

Contacting BankerAdvice

If You have any questions about this Privacy Policy, the practices of this Website, or Your dealings with this Website, please contact BankerAdvice at BankerAdvice.com or 205-739-2265.